These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to debt management.

• Debt management
• Redraw facility
• Debt recycling
• Costs and risks of reverse mortgages

These documents provide provides some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to retirement income.

• Account Based Pensions
• Transition to Retirement Pensions
• Term Allocated Pension
  
• Annuities
• Transfer balance cap
• Pooled lifetime income streams

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to social security.

• Age Pension
• Aged Care
• Disability Support Pension (DSP)
• DVA Service Pension
• Gifting
• Insurance bond in a private trust
• JobSeeker Payment
• Pension Income and Assets Tests - Department of Human Services
• Strategies to increase Department of Human Services or DVA entitlements
• Waiting periods

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to insurance.

• Income Protection Insurance
• Term Life Insurance
• Total and Permanent Disablement - TPD - Insurance
• Trauma or Critical Illness Insurance

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to wealth accumulation (superannuation).

• Cash out and re-contribute to super
• Co-contribution
• Consolidate superannuation
• Downsizer Super Contribution
  
• Early release of super (COVID-19)
  
• First home super saver scheme
• Non-concessional contributions
• Personal deductible contributions
• Salary sacrifice
• Splitting superannuation contributions
• Spouse contributions
• Superannuation

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to estate planning.

• Advance Care Directive
• Family Trusts
• Powers of Attorney
• Special Disability Trust
• Superannuation death benefits
• Testamentary Trusts
• Wills

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to investment concepts.

• Asset Allocation
• Child savings plans
• Costs and risks of derivatives
• Costs and risks of direct property
• Dollar cost averaging
• Insurance Investment Bonds
• Investment risks
• Managed funds
• Managed Discretionary Accounts (MDA)
• Separately Managed Account (SMA)
• Set and maintain a budget

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to tax.

• Small business CGT concessions
• Redundancy payments
• Salary packaging
• Tax considerations for non-residents
• Taxation

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to business insurance.

• Business Continuation Insurance
• Business Expenses Insurance
• Business Succession Agreement and Funding

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to gearing.

• Costs and risks of gearing
• Costs and risks of gearing into superannuation
• Costs and risks of margin lending

These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to self-managed super funds.

• Commencing an SMSF pension
• Costs and risks of borrowing by self managed superannuation funds (SMSF)
• Key SMSF investment rules
• Limited Recourse Loan
• Self managed superannuation funds
• The SMSF Investment Strategy